Fraudulent Phone Call Alert: We have been made aware that scammers may be spoofing our phone numbers to appear as though calls are coming from the credit union. Please remember: we will never call, text, or email you requesting your online banking credentials, passwords, PINs, secure access codes, or full account information. If you receive a suspicious call claiming to be from us, hang up immediately. Do not provide personal or financial information to unsolicited callers. If you are uncertain whether a call is legitimate, contact us directly using the phone number listed on our website. If you believe you may have shared sensitive information with a scammer, please contact us as soon as possible so we can help protect your accounts.
HSA Benefits
- Savings tool with investment earnings
- Flexibility to pay current medical expenses or save for future needs
- Tax-deductible contributions
- Tax-deferred earnings
- Tax-free withdrawals (if used properly)
- Balance carries over from year to year
- Remains with you, regardless of change in coverage or employment
Account Options
Certain requirements must be meet to be eligible for an HSA (Health Savings Account); most importantly, you must be covered under a high deductible health plan (HDHP). An HDHP generally has lower premiums than other types of health plans, but also has higher deductibles. Until your deductible is met, you must pay for all your medical expenses - expect for preventive care, which is almost always covered. Assuming your HDHP is HSA - compatible, you can use your HSA assets to pay for these expenses.
Share Account
With an Open Deposit Health Savings Account, you can make deposits at your convenience or set-up automatic transfers each month.
Checking
HSA (Health Savings Accounts) Checking Accounts allow you to write out checks or use your Visa Debit Card* to pay for your medical expenses.
HSA Checking Accounts are non-interest-bearing accounts.
Share Certificates
Earn a greater return on your money. Health Savings Accounts Share Certificates are available for fixed terms with a minimum of $500.
Please consult with your tax advisor for details.
Contribution Limits
Tax Year: 2026
Self-Only Coverage: $4,400
Family Coverage: $8,750
Catch-Up (age 55 or older): $1,000
Source: Ascensus.com