Premier Financial Credit Union ATMs
The ATMs at all Premier Financial Credit Union locations are currently unavailable. We apologize for any inconvenience this may cause you.
Online Banking
From buying your first home to building your dream home. We understand the variety of mortgage options you have to choose from when deciding what is best for you. Our knowledgeable team will be with you each step of the way, from application to closing.
Premier Financial Credit Union offers a wide variety of mortgage options.
New Holstein Office: 2017 Main Street | New Holstein, WI 53061
Kiel Office: 530 Fremont Street | Kiel, WI 53042
Chilton Office: 50 E. Chestnut Street | Chilton, WI 53014
920.898.4232 or 1.877.891.4232 (Toll Free)
Complete the Contact Us form to have a Mortgage Lender contact you.
Find out ahead of time if you qualify for a mortgage loan, the amount you qualify for, the monthly payment you can afford, and which type of loan best serves your needs. Having a prequalification amount increases your negotiating power with the realtor, seller and saves you time and money by looking for a house you can afford. You will know the loan requirements ahead of time and thus put yourself in a better bargaining position.
Closing costs are all the fees associated with getting a mortgage. Premier Financial Credit Union attempts to make your closing cost as low as possible. In some cases, this includes origination fee, discount points, appraisal fee, title search, insurance, recording fees, credit reports and possible other cost.
A checklist of documents we may ask for at the time of application include:
Premier Financial Credit Union offers a variety of mortgage products to meet your needs.
Mortgage Type | Term | ◊Interest Rate | APR* | Monthly Payment Example+ |
---|---|---|---|---|
First Mortgage | 61/24 Mo | 5.750% | 5.797% | $583.68 |
Second Mortgage | 61/24 Mo | 5.750% | 6.555% | $83.05 |
Term | Interest Rate | APR* | Monthly Payment Example+ |
---|---|---|---|
7 Year (84 Mo) | 5.250% | 5.551% | $712.51 |
10 Year (120 Mo) | 5.500% | 5.718% | $542.60 |
Term | APR*+ | Monthly Payment Example** |
---|---|---|
61 Month | 7.75% | $19.89 |
Contact a Mortgage Lender for more details.
Rate Type | APR* |
---|---|
Variable Rate | 7.50% |
Fixed Rate | 7.25% |
Mortgage Type | Term | Interest Rate | APR* | Monthly Payment Example+ |
---|---|---|---|---|
First Mortgage | 24 MO | 6.000% | 6.272% | $716.49 |
First Mortgage | 36 MO | 6.250% | 6.439% | $730.99 |
First Mortgage | 60 MO | 6.500% | 6.624% | $745.63 |
Second Mortgage (First Mortgage at PFCU) | 24 MO | 6.000% | 8.848% | $84.39 |
Second Mortgage (First Mortgage at PFCU) | 36 MO | 6.250% | 8.255% | $85.75 |
Second Mortgage (First Mortgage at PFCU) | 60 MO | 6.500% | 7.846% | $87.12 |
Second Mortgage | 24 MO | 7.000% | 9.867% | $89.89 |
Second Mortgage | 36 MO | 7.250% | 9.275% | $91.29 |
Second Mortgage | 60 MO | 7.500% | 8.866% | $92.71 |
Contact a Mortgage Lender for more details.
Premier Financial Credit Union National Mortgage Licensing System & Registry
Credit Union NMLSR ID# 705211
Consumers can access mortgage loan originator information at the Consumer Access website: www.nmlsconsumeraccess.org
A standardized method of calculating the cost of a mortgage, stated as a yearly rate, which includes items such as interest, mortgage insurance and certain points or credit cost. Because it includes these other items, it is higher than the interest rate a lender will quote.
A written report done by a qualified appraiser estimating the value of the property.
With an adjustable-rate mortgage, the initial interest rate is fixed for a period of time, after a certain period of time, the rate will adjust based on the terms of your agreement.
A mortgage that is not fully amortized over the term of the loan; leaving a balance due at maturity. Balloon mortgages have shorter terms usually five years.
Expenses incurred by a borrower when purchasing or refinancing a mortgage.
Property pledged as security for payment of the loan.
The initial amount of money the buyer pays in cash and does not finance with a mortgage.
An account that is used to hold money for property taxes and insurance until payment is due. Money is added to the account every time a mortgage payment is made.
A mortgage with an interest rate that will remain the same for the life of the loan. Most often 15 or 30 years.
An insurance policy that covers loss or damage to the property.
The amount of debt, excluding interest left on a loan.