Individual Retirement Account

Open Deposit IRA

Premier Financial Credit Union offers various Individual Retirement Accounts (IRA). With an Open Deposit IRA you can make deposits at your convenience or set-up automatic transfers.

Share Certificates

Share Certificates are available for fixed terms at a minimum of $500.00. Dividends are paid monthly.

Contribution Limits

Traditional and Roth IRA contributions are aggregated for purposes of the limit.

Tax Year: 2025

Contribution Limit: $7,000

Catch-Up (age 50 or older): $1,000

Source: Ascensus.com

IRA Rates